Farm Purchase Finance
Whether you’re purchasing your first farm, expanding an existing operation, or acquiring rural land as part of a long-term agricultural strategy, we arrange farm purchase finance structured around seasonal income, cash flow, and production cycles.
Get a Farm Purchase Finance Quote
HOW IT WORKS
1. Submit Your Farm Purchase Details
2. Get Your Farm Purchase Finance Options
3. Speak With an Agri Finance Broker
No obligation. 100% confidential. Fast response.
1. Submit Your Farm Purchase Details
Share details about the property, your farming operation, and your goals so we can structure the right farm purchase finance from the start.
2. Get Your Farm Purchase Finance Options
We review suitable agricultural lenders and present finance options aligned to the property type, land use and your business profile.
3. Speak With an Agri Finance Broker
Speak directly with an Agri Finance Broker to discuss your options and next steps. No obligation. 100% confidential. Fast response.
Farm Purchase Finance
Finance specifically structured to support the purchase of farms, rural land, and agricultural properties. This includes owner-operated farms, expansion purchases, and long-term agricultural investments, with repayments aligned to seasonal income, production cycles, and long-term business objectives.
Rural Property Finance
Farm purchase finance tailored for rural and regional properties, including grazing land, cropping land, and mixed-use agricultural assets. Structures take into account land use, location, valuation methodology, access, and the property’s production capacity as part of the purchase assessment.
Farm Expansion Finance
Finance structures designed for operators acquiring additional land to expand existing operations. This may include adjoining properties, nearby farms, or strategic acquisitions that increase scale, efficiency, and long-term viability.
Working Capital Finance
When purchasing a farm, additional working capital is often required post-settlement to support operations while the property is integrated into the business. This may assist with costs such as feed, fuel, wages, maintenance, repairs, and general operating expenses following acquisition.
Seasonal Finance
Farm purchase finance can be complemented with seasonal facilities to support cash flow during planting, growing, calving, or breeding periods. Repayment structures can be aligned with harvest or production cycles following settlement.
Equipment & Machinery Finance
Many farm purchases require additional machinery or upgrades to commence or optimise operations. Equipment and machinery finance can be structured alongside a farm purchase to preserve working capital and ensure the property is operational from settlement.
Livestock Finance
For livestock-based farm purchases, finance structures can incorporate funding for initial stocking, herd establishment, expansion, or breeding programs as part of the overall acquisition strategy.
Refinance & Consolidation
Some farm purchases involve refinancing existing facilities or consolidating debt to simplify structures and improve cash flow following settlement. This can help ensure the new farm purchase is supported by a sustainable long-term finance arrangement.
Farm Infrastructure Finance
Farm purchases often require immediate or staged investment in infrastructure such as fencing, sheds, water systems, irrigation upgrades, yards, or productivity improvements. These costs can be planned and incorporated into an overall farm purchase finance strategy where appropriate.
Save on Your Farm Purchase Finance Costs
The right finance structure can significantly reduce long-term borrowing costs when buying a farm. Savings may come from choosing lenders experienced in agricultural property, aligning repayments with seasonal income, structuring facilities correctly from the outset, and reviewing finance regularly as the operation grows.
📞 1300 919 015 – Speak With an Agri Finance Broker
No obligation. 100% confidential. Fast response.
