Seasonal Finance

Seasonal finance is designed to help agri businesses manage the timing gap between operating costs and seasonal income. We arrange seasonal facilities structured around planting, growing, breeding, and harvest cycles to support cash flow throughout the year.

Get a Seasonal Finance Quote

HOW IT WORKS

1. Submit Your Seasonal Finance Requirements

2. Get Your Seasonal Finance Options

3. Speak With an Agri Finance Broker

📞 1300 919 015

No obligation. 100% confidential. Fast response.

1. Submit Your Seasonal Finance Requirements

Share details about your production cycle, seasonal costs, and income timing. This allows us to assess lender appetite and structure seasonal facilities aligned to your operating calendar.

2. Get Your Seasonal Finance Options

We review appropriate agricultural lenders and present seasonal finance options matched to your production cycle and cash flow profile.

3. Speak With an Agri Finance Broker

Speak directly with an Agri Finance Broker to discuss your options and next steps. No obligation. 100% confidential. Fast response.

Seasonal Finance Solutions

Agricultural income is often seasonal. Seasonal finance provides short-term or revolving funding to cover operating costs and inputs until income is received from harvest, livestock sales, or production output. Common seasonal finance options used in agri businesses include:

Seasonal Finance

Funding designed to support seasonal operating costs such as seed, fertiliser, chemicals, irrigation supplies, crop protection products, feed, and other time-specific inputs. Repayment structures are aligned to harvest or production periods.

Crop Input Finance

Seasonal funding to cover input costs required during planting and growing phases. Facilities are structured around crop cycles, expected yields, and commodity pricing considerations.

Livestock Seasonal Finance

Seasonal facilities designed to support livestock operations during feeding, breeding, calving, or backgrounding periods, with repayments aligned to sale or production timing.

Revolving Seasonal Facilities

Revolving seasonal facilities that reset each production cycle, allowing funds to be drawn and repaid annually in line with agricultural operations.

Seasonal Finance During Expansion

When expanding operations or transitioning land use, seasonal finance can assist with increased input costs during the adjustment period while production stabilises.

Agri Overdraft Facilities

Agri Overdraft Facilities 
 
Flexible overdraft limits designed to manage short-term cash flow fluctuations across the production cycle, particularly between expenditure and income periods.

Save on Your Seasonal Finance Costs

The right seasonal finance structure can significantly reduce cash flow pressure and borrowing costs. Savings may come from aligning limits to actual seasonal needs, structuring repayments to match production timing, reviewing facilities annually, and working with lenders experienced in agricultural cycles.

📞 1300 919 015Speak With an Agri Finance Broker

No obligation. 100% confidential. Fast response.

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