Rural Property Finance

Whether you’re purchasing grazing land, cropping land, or a mixed-use rural property, we arrange rural property finance structured around land use, location, production capacity, and agricultural cash flow.

Get a Rural Property Finance Quote

HOW IT WORKS

1. Submit Your Rural Property Details

2. Get Your Rural Property Finance Options

3. Speak With an Agri Finance Broker

📞 1300 919 015

No obligation. 100% confidential. Fast response.

1. Submit Your Rural Property Details

Share details about the property, land use, location, and your farming operation. This allows us to assess valuation considerations, lender appetite, and suitable finance structures early.

2. Get Your Rural Property Finance Options

We review appropriate agricultural lenders and present rural property finance options aligned to the property profile and your business objectives.

3. Speak With an Agri Finance Broker

Speak directly with an Agri Finance Broker to discuss your options and next steps. No obligation. 100% confidential. Fast response.

Rural Property Finance Solutions

Rural property finance differs from standard residential or commercial lending. Lenders consider land use, productivity, access, location, and income potential. The following finance components are commonly structured as part of a rural property purchase or refinance.

Rural Property Finance

Finance to support the purchase or refinance of rural and regional properties, including grazing land, cropping land, and mixed-use agricultural assets. Structures are tailored to land type, zoning, access, valuation methodology, and production capacity.

Rural Property Purchase

Finance for acquiring rural land for farming or agricultural purposes. This may include owner-operated properties, expansion acquisitions, or long-term agricultural holdings, structured around seasonal income and land productivity.

Rural Property Refinance

Refinancing existing rural property facilities to improve cash flow, adjust loan terms, consolidate debt, or secure more suitable structures as land use or operations evolve.

Rural Land Expansion

Finance structures designed for operators acquiring additional rural land to expand existing farming operations. This may include adjoining properties or strategic acquisitions to improve scale, efficiency, or long-term viability.

Working Capital

When acquiring or refinancing rural property, additional working capital may be required to manage operating costs such as feed, fuel, wages, maintenance, and property upkeep during the transition period.

Seasonal Finance

Rural property finance can be complemented with seasonal facilities to manage cash flow during planting, growing, calving, or harvesting periods, with repayments aligned to production cycles.

Infrastructure Finance

Rural property ownership often requires investment in infrastructure such as fencing, water systems, irrigation, access roads, sheds, yards, and productivity improvements. These costs can be incorporated into an overall rural property finance strategy where appropriate.

Livestock Finance

For grazing and livestock-based properties, finance structures can include funding for initial stocking, herd establishment, or expansion as part of the broader rural property finance solution.

Plant & Equipment Finance

Finance for essential farming machinery and equipment such as tractors, harvesters, sprayers, loaders, and implements. Facilities can be structured separately or alongside rural property finance to support efficient operations and productivity. 

Save on Your Rural Property Finance Costs

The right rural property finance structure can significantly reduce long-term borrowing costs. Savings may come from working with lenders experienced in rural land, aligning repayments with seasonal income, structuring facilities correctly from the outset, and reviewing finance as land use or operations change.

📞 1300 919 015Speak With an Agri Finance Broker

No obligation. 100% confidential. Fast response.

Agriculture Finance Insights