Working Capital Finance
Working capital finance helps agri businesses manage day-to-day operating costs and short-term cash flow requirements. We arrange working capital facilities structured around agricultural income cycles, operating expenses, and seasonal fluctuations.
Get a Working Capital Finance Quote
HOW IT WORKS
1. Submit Your Working Capital Requirements
2. Get Your Working Capital Finance Options
3. Speak With an Agri Finance Broker
No obligation. 100% confidential. Fast response.
1. Submit Your Working Capital Requirements
Share details about your farming operation, operating costs, and cash flow needs. This allows us to assess lender appetite and identify suitable working capital structures.
2. Get Your Working Capital Finance Options
We review appropriate agricultural lenders and present working capital finance options aligned to your business profile and operating cycle.
3. Speak With an Agri Finance Broker
Speak directly with an Agri Finance Broker to discuss your options and next steps. No obligation. 100% confidential. Fast response.
Working Capital Finance
Flexible funding to manage everyday operational costs such as feed, fuel, wages, maintenance, repairs, and general operating expenses. Structures are designed to support cash flow while aligning with seasonal income patterns.
Overdraft & Revolving Facilities
Revolving facilities that allow funds to be drawn and repaid as needed, providing flexibility during periods of uneven cash flow, delayed payments, or unexpected operating expenses.
Short-Term Cash Flow Facilities
Short-term funding solutions designed to cover temporary cash flow gaps, often used between production cycles or during periods of increased operating costs.
Seasonal Operating Support
Working capital facilities can be structured to increase availability during high-cost periods such as planting, growing, calving, or feeding cycles, and reduce exposure during lower-activity periods.
Working Capital During Growth
During periods of expansion, property acquisition, or operational change, working capital finance can assist with increased operating costs while the business stabilises and cash flow normalises.
Input & Inventory Funding
Finance solutions to fund upfront inputs such as seed, fertiliser, livestock, chemicals, and inventory, helping align costs with production and sale timelines.
Save on Your Working Capital Finance Costs
The right working capital structure can reduce financing costs and improve cash flow stability. Savings may come from selecting the right facility type, aligning limits with seasonal needs, reviewing rates and terms regularly, and avoiding reliance on unsuitable short-term products.
📞 1300 919 015 – Speak With an Agri Finance Broker
No obligation. 100% confidential. Fast response.
